Cover made easy for brokers

Clover is an insurtech underwriting agency focussed on simplifying the placement of Home, Landlords, Personal Motor, Commercial Motor, and Business Pack insurance for brokers and their customers.

  • No referrals
  • Monthly payment options available
  • Competitive products backed by leading insurers
  • Dedicated underwriting support

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Why brokers choose Clover

Clover’s products & platform are designed with brokers in mind.  OnePatch streamlines the quoting experience with automation, data pre-population, and embedded underwriting rules. Brokers get a quick quote or decline without the lengthy referral times.

Whether you’re quoting home & landlords, personal or commercial motor, or small business risks, Clover provides simple access to quality insurance solutions backed by trusted insurers.

Products

OneHome & Landlords

Accidental Damage Home & Contents and Landlords insurance. Listed Events coming soon.

Appetite highlights

  • Full AD home & contents and Landlords
  • Fixed limits of $10k per item and 25% of the Contents sum insured for jewellery, watches and portable electronic equipment, with the flexibility to specify more valuable items
  • Owner occupied, holiday houses, renters, and landlords
  • Building & contents up to $5 million combined
  • Contents up to $500,000
  • Properties up to 20 hectares
  • Mandatory flood cover included & no properties above the 26th parallel
  • Optional Hobby Farm cover
  • Optional businesses run from home cover

Insurer
Aioi Nissay Dowa Insurance Company Australia Pty Ltd (Adica)

Claims
Managed by the Clover Claims team
E:  claims@cloverclaims.com.au
P:  02 9000 6100

Resources

Quote OneHome & Landlords in OnePatch

OneBusiness Pack

Comprehensive SME cover designed for micro and small businesses.

Appetite highlights

  • Full 9-section Business Pack; property owners up to $10 million
  • Property & BI up to $5 million
  • Property owners
  • Cafés & restaurants
  • Retail
  • Wholesale
  • Tradies
  • Allied health
  • Professional services
  • Administrative & support services
  • ABN Lookup pre-fills business information
  • No referral pathways

Insurer
Allied World Assurance Company Ltd (Australia Branch)

Claims
Managed by DWF Claims Management (formerly ProClaim)
E:  AusClaimsCloverClaims@dwfgroup.com
P:  03 9660 5246

Resources

Quote OneBusiness Pack in OnePatch

OneMotor (Personal & Commercial)

Personal and Commercial Motor insurance.

Appetite highlights

  • Personal & commercial motor
  • Up to 10 vehicles (can be a mix of personal and commercial)
  • Up to $200,000 sum insured per vehicle
  • Sedans
  • Utilities
  • Vans
  • Optional signwriting cover and tools of trade for commercial cover
  • Optional choice of repairer, at fault hire car, glass excess waiver and roadside assistance

Insurer
Aioi Nissay Dowa Insurance Company Australia Pty Ltd (Adica)

Claims
Managed by InsurX / Steadfast Claims
E:  cloverclaims@insurx.com.au
P:  02 8233 3187

Resources

Quote OneMotor in OnePatch

Need help or have a question?

Our underwriting team is here to help.
E: underwriting@cloverinsure.com.au
P: 02 9000 6100

Monthly instalments available

Monthly payment options are available across all Clover products via OnePatch.
Benefits include:

  • No large upfront premium payment
  • Easy to select on OnePatch
  • Available for both commercial and personal covers

For more information on how to setup your Policy on Instalments in OnePatch, click here 

Training & support

Get the most out of OnePatch with our training resources. View our OnePatch Training Videos. 
We also do monthly Tips & Tricks sessions for training so look out for an invite from us.

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information

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© 2023 Clover Insurance Pty Ltd. all rights reserved | AFSL 538528 | ABN 19 653 550 371

This is general advice only provided by Clover under its AFSL and does not take your personal objectives, financial situation or needs into account and may not be right for you. Always read the PDS and any other relevant policy documentation, available via your broker, before making any decision.