We heard your feedback on our acceptance criteria for cafés and restaurants and refined our rules to expand our acceptance criteria. We now assess the following ANZSIC’s based on their building roof construction type:
If the roof type is of a durable nature (metal or concrete), we will simply ask you an additional endorsement question regarding having the ducting cleaned professionally on an annual basis and if your client does this, then we will accept.
We had a look back on the declines we’ve gotten to date, and we estimate that 60% of those declines would now be acceptable under the new rules. Start quoting these ANZSIC’s now!
Here is the full listing of acceptable ANZSIC’s for your reference.
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Clover Insurance Pty Ltd (ABN 19 653 550 371, AFSL 538528) is authorised by RAC Insurance Pty Limited (ABN 59 094 685 882, AFSL 231222) as an agent to issue OneBusiness Pack. This is general advice only provided by Clover under its AFSL and does not take your personal objectives, financial situation or needs into account and may not be right for you. Always read the PDS and any other relevant policy documentation, available via your broker, before making any decision.