oneMotor

OneMotor is innovative

We provide the same PDS coverage for personal and commercial vehicles, with optional enhanced coverage for commercial vehicles. We have standardised pricing and underwriting rules, all in one OneMotor policy so brokers can easily service their clients in one place.

Optional enhanced coverage for commercial vehicles

Artwork & signwriting

Available as an optional benefit on Comprehensive Cover policies, commercial vehicles can also insure standard commercial add-on's like signwriting and artwork.

Stock, tools & equipment

Available as an optional benefit on Comprehensive Cover policies, commercial vehicles can also insure stock, tools and equipment using our business extension.

OneMotor is customisable with various optional benefits available so you get the right coverage for your client

Up to 10 vehicles

We cover up to 10 vehicles, which can be a mix of personal and commercial vehicles, per policy.

Choice of repairer

Available as an optional benefit on Comprehensive Cover policies, the insured can take their vehicle to the repairer of their choice.

Roadside assistance

Available as an add-on to a OneMotor policy, reliable roadside assistance for the unforseen circumstances.

Rego lookup

We pre-populate vehicle data for brokers using the vehicle's registration to get you to a quote quicker.

Both comprehensive and third party coverage are available

Comprehensive Cover

Third Party Property Damage

OneMotor

OnePatch saves you time

Our portal, OnePatch, saves you time with one quoting journey and standardised pricing and underwriting rules across both personal and commercial motor. Are you a broker and interested in quoting OneMotor for your clients? Give us a few basic details here and we will be in touch!

Target Market Determination and Premium Excess and Discount Guide

We have established a Target Market Determinations (TMD) and Premium Excess and Discount Guide (PEDG) for our OneMotor insurance product we offer through our network of brokers. If you need guidance about our TMD and/or PEDG and how they apply to your policy, please reach out to your broker for assistance.

Current versions of our documents are listed below.

TMD OneMotor
Adica
(from 1/1/2025)

TMD OneMotor
RAC
(up to 31/12/2024)

PEDG OneMotor

Older Versions

For older versions of our documents, please visit our document library

features

information

resources

Clover Insurance Pty Ltd (ABN 19 653 550 371, AFSL 538528) is authorised by RAC Insurance Pty Limited (ABN 59 094 685 882, AFSL 231222) as an agent to issue OneBusiness Pack. This is general advice only provided by Clover under its AFSL and does not take your personal objectives, financial situation or needs into account and may not be right for you. Always read the PDS and any other relevant policy documentation, available via your broker, before making any decision.